Disclosures

The following files require Acrobat Reader to view.  If you do not have Adobe Acrobat it can be downloaded by clicking here.

 

Fee Schedule
EFFECTIVE MARCH 1, 2007

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Non-sufficient Funds Fee (NSF)
    Share draft/ACH/ATM/Debit Card

$20.00
Stop Payment (per item)
    Share draft/ACH
$20.00
Account Reconciliation Fee $15.00 per hour

Draft Copy fees per draft

$2.00
Statement Copy per month $2.00
History Printout per Month $1.50
Monthly Service Charge  
     Share Accounts Balance < $200** $2.00
     Share Draft < $200** $3.50
     Full Access Share Draft (with Bill Pay) $6.00
    Business Share Draft
           plus $.05 per deposited check
$3.50
** excludes members under 18 and members 62 & over
Overdraft Transfer Fees - maximum six transfers per month
     1st transfer FREE
     2nd transfer $2.00
     3rd - 6th transfer $5.00
Wire Transfer Fees

     Domestic
     International

$10.00
$30.00  

      Incoming Wires $  5.00
Returned Item Fee
    Member deposited item drawn on another institution
$10.00

Check Cashing Fee
    Average balance <$50, no other active services with DAFCU

$5.00 per transaction

Account Closing Fee
    Member closes account within 90 days of opening

$20.00
** Phone Inquiry Fee
        DAFCU staff assisted
$2.00
** Phone Transfer Fee
        DAFCU staff assisted
$2.00
Mortgage Application Fees
     Fixed Home Equity $250.00
     Home Equity Line of Credit $250.00
     Investment Property Fixed Equity

$500.00

Tax Levy/Garnishment Fee $25.00
 Money Orders (free if member has share draft account) $1.00 each
 
 **excludes members under 18 and 62 & over  


Dowagiac Area Federal Credit Union
473 E. Division Street
Dowagiac , Michigan 49047
269.782.2410
Fax: 269.782.9870
dafcu@dafcu.net