Rates

Mortgages
Effective Date: Sunday, September 22nd, 2019
TermAnnual Percentage Rate
5 year - fixed rate 3.99%
10 year - fixed rate 4.99%
15 year - fixed rate 5.99%
20 year - fixed rate 6.24%

Loan Rates
Effective Date: Sunday, September 22nd, 2019
Annual Percentage RateTerm
New Vehicle 3.75%

24-84 Months*

Used Vehicle 3.75%

24-84 Months*

Term of loan varies depending on amount borrowed and age of vehicle will hold 2004 thru current year

New Recreational Vehicle 5.25% up to 84 Months
Used Recreational Vehicle 5.75% up to 84 Months

Includes: ATV, Dirt Bikes, Snowmobiles, Jet Ski's, Motor Homes, Travel Trailers, Moped's, Boats

Term of loan varies depending on amount borrowed and age of RV


New Miscellaneous Secured 8.25% up to 60 Months
Used Miscellaneous Secured 8.75% up to 60 Months
Includes: Gators, Tractors, Lawn Mowers, Trailers, Golf Carts, Classic Auto, Farm Equipment

Share Secured (Regular Shares) 2.75% up to 60 Months

Term Share (CD) Secured

Term Share rate plus post loan rate
 

2.25% up to 60 Months
Money Saver Loan 3.75% 12 Months
Co-Signer 10.75% 48 Months
One Payment Notes 11.75% 30, 60, 90, 180 Days
Signature/Unsecured 4.75% 12 Months
Signature/Unsecured 6.75% 24 Months
Signature/Unsecured 8.75% 36 Months
Signature/Unsecured 10.75% 48 Months
Signature/Unsecured 12.75% 60 Months

All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00.

Savings Rates
Effective Date: Sunday, September 22nd, 2019
Annual Percentage YieldAnnual Percentage Rate
Share Draft 0.10% 0.10%
IRA Accounts 0.65% 0.65%
Shares 0.15% 0.15%
Christmas Clubs 0.15% 0.15%
Money Management 0.05% - .30% 0.05% - .30%
Kid's Club 0.15% 0.15%

Term Shares are quoted daily and the APY is displayed in the credit union lobby.

Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act