Mortgages
Effective Date: Saturday, September 30th, 2023
| Term | Annual Percentage Rate |
|---|---|
| 5 year - fixed rate | 9.07% |
| 10 year - fixed rate | 9.23% |
| 15 year - fixed rate | 7.03% |
| 30 year - fixed rate | 6.77% |
Loan Rates
Effective Date: Saturday, September 30th, 2023
| Loan Type | Annual Percentage Rate | Term |
|---|---|---|
| New Vehicle | 4.75% | 24-84 Months* |
| Used Vehicle | 4.75% | 24-84 Months* |
| Term of loan varies depending on amount borrowed and age of vehicle will hold 2008 thru current year | ||
| New Recreational Vehicle | 5.25% | up to 84 Months |
| Used Recreational Vehicle | 5.75% | up to 84 Months |
Includes: ATV, Dirt Bikes, Snowmobiles, Jet Ski's, Motor Homes, Travel Trailers, Moped's, Boats Term of loan varies depending on amount borrowed and age of RV | ||
| New Miscellaneous Secured | 8.25% | up to 60 Months |
| Used Miscellaneous Secured | 8.75% | up to 60 Months |
| Includes: Gators, Tractors, Lawn Mowers, Trailers, Golf Carts, Classic Auto, Farm Equipment | ||
| Share Secured (Regular Shares) | 2.75% | up to 60 Months |
| Term Share (CD) Secured | 2.25% | up to 60 Months |
| Term Share rate plus posted loan rate |
2.25% | up to 60 Months |
| Money Saver Loan | 3.75% | 12 Months |
| Co-Signer | 10.75% | 48 Months |
| One Payment Notes | 11.75% | 30, 60, 90, 180 Days |
| Signature/Unsecured | 4.75% | 12 Months |
| Signature/Unsecured | 6.75% | 24 Months |
| Signature/Unsecured | 8.75% | 36 Months |
| Signature/Unsecured | 10.75% | 48 Months |
| Signature/Unsecured | 12.75% | 60 Months |
| All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00. | ||
Savings Rates
Effective Date: Saturday, September 30th, 2023
| Share Type | Annual Percentage Yield | Annual Percentage Rate |
|---|---|---|
| Share Draft | 0.01% | 0.01% |
| IRA Accounts | 0.15% | 0.15% |
| Shares | 0.02% | 0.02% |
| Christmas Clubs | 0.01% | 0.01% |
| Money Management | 0.05% - .15% | 0.05% - .15% |
| Kid's Club | 0.02% | 0.02% |
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