Mortgages
Effective Date: Wednesday, July 24th, 2024
TermAnnual Percentage Rate
10 year - fixed rate 7.22%
15 year - fixed rate 7.12%
20 year - fixed rate 7.22%
30 year - fixed rate 6.91%

Loan Rates
Effective Date: Wednesday, July 24th, 2024
Loan TypeAnnual Percentage RateTerm
New Vehicle 5.75%

24-84 Months*

Used Vehicle 5.75%

24-84 Months*

Term of loan varies depending on amount borrowed and age of vehicle will hold 2009 thru current year

New Recreational Vehicle 6.25% up to 84 Months
Used Recreational Vehicle 6.75% up to 84 Months

Includes: ATV, Dirt Bikes, Snowmobiles, Jet Ski's, Motor Homes, Travel Trailers, Moped's, Boats

Term of loan varies depending on amount borrowed and age of RV


New Miscellaneous Secured 9.25% up to 60 Months
Used Miscellaneous Secured 9.75% up to 60 Months
Includes: Gators, Tractors, Lawn Mowers, Trailers, Golf Carts, Classic Auto, Farm Equipment

Share Secured (Regular Shares) 3.75% up to 60 Months
Term Share (CD) Secured 3.25% up to 60 Months
Term Share rate plus posted loan rate
 
3.25% up to 60 Months
Money Saver Loan 4.75% 12 Months
Co-Signer 11.75% 48 Months
One Payment Notes 12.75% 30, 60, 90, 180 Days
Signature/Unsecured 5.75% 12 Months
Signature/Unsecured 7.75% 24 Months
Signature/Unsecured 9.75% 36 Months
Signature/Unsecured 11.75% 48 Months
Signature/Unsecured 13.75% 60 Months
All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00.

Savings Rates
Effective Date: Wednesday, July 24th, 2024
Share TypeAnnual Percentage YieldAnnual Percentage Rate
Share Draft 0.02% 0.02%
IRA Accounts 0.30% 0.30%
Shares 0.05% 0.05%
Christmas Clubs 0.05% 0.05%
Money Management 0.10% - .25% 0.10% - .25%
Kid's Club 0.05% 0.05%

 

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