Mortgages
Effective Date: Friday, September 25th, 2020
TermAnnual Percentage Rate
5 year - fixed rate 3.99%
10 year - fixed rate 4.99%
15 year - fixed rate 5.99%
20 year - fixed rate 6.24%

Loan Rates
Effective Date: Friday, September 25th, 2020
Loan TypeAnnual Percentage RateTerm
New Vehicle 3.75%

24-84 Months*

Used Vehicle 3.75%

24-84 Months*

Term of loan varies depending on amount borrowed and age of vehicle will hold 2004 thru current year

New Recreational Vehicle 5.25% up to 84 Months
Used Recreational Vehicle 5.75% up to 84 Months

Includes: ATV, Dirt Bikes, Snowmobiles, Jet Ski's, Motor Homes, Travel Trailers, Moped's, Boats

Term of loan varies depending on amount borrowed and age of RV


New Miscellaneous Secured 8.25% up to 60 Months
Used Miscellaneous Secured 8.75% up to 60 Months
Includes: Gators, Tractors, Lawn Mowers, Trailers, Golf Carts, Classic Auto, Farm Equipment

Share Secured (Regular Shares) 2.75% up to 60 Months
Term Share (CD) Secured 2.25% up to 60 Months
Term Share rate plus posted loan rate
 
2.25% up to 60 Months
Money Saver Loan 3.75% 12 Months
Co-Signer 10.75% 48 Months
One Payment Notes 11.75% 30, 60, 90, 180 Days
Signature/Unsecured 4.75% 12 Months
Signature/Unsecured 6.75% 24 Months
Signature/Unsecured 8.75% 36 Months
Signature/Unsecured 10.75% 48 Months
Signature/Unsecured 12.75% 60 Months
All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00.

Savings Rates
Effective Date: Friday, September 25th, 2020
Share TypeAnnual Percentage YieldAnnual Percentage Rate
Share Draft 0.05% 0.05%
IRA Accounts 0.50% 0.50%
Shares 0.10% 0.10%
Christmas Clubs 0.10% 0.10%
Money Management 0.10% - .25% 0.10% - .25%
Kid's Club 0.10% 0.10%

 

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