Mortgages
Effective Date: Saturday, September 30th, 2023
TermAnnual Percentage Rate
5 year - fixed rate 9.07%
10 year - fixed rate 9.23%
15 year - fixed rate 7.03%
30 year - fixed rate 6.77%

Loan Rates
Effective Date: Saturday, September 30th, 2023
Loan TypeAnnual Percentage RateTerm
New Vehicle 4.75%

24-84 Months*

Used Vehicle 4.75%

24-84 Months*

Term of loan varies depending on amount borrowed and age of vehicle will hold 2008 thru current year

New Recreational Vehicle 5.25% up to 84 Months
Used Recreational Vehicle 5.75% up to 84 Months

Includes: ATV, Dirt Bikes, Snowmobiles, Jet Ski's, Motor Homes, Travel Trailers, Moped's, Boats

Term of loan varies depending on amount borrowed and age of RV


New Miscellaneous Secured 8.25% up to 60 Months
Used Miscellaneous Secured 8.75% up to 60 Months
Includes: Gators, Tractors, Lawn Mowers, Trailers, Golf Carts, Classic Auto, Farm Equipment

Share Secured (Regular Shares) 2.75% up to 60 Months
Term Share (CD) Secured 2.25% up to 60 Months
Term Share rate plus posted loan rate
 
2.25% up to 60 Months
Money Saver Loan 3.75% 12 Months
Co-Signer 10.75% 48 Months
One Payment Notes 11.75% 30, 60, 90, 180 Days
Signature/Unsecured 4.75% 12 Months
Signature/Unsecured 6.75% 24 Months
Signature/Unsecured 8.75% 36 Months
Signature/Unsecured 10.75% 48 Months
Signature/Unsecured 12.75% 60 Months
All loan payments 15 or more days late, will be charged 5% of the interest due, minimum $5.00.

Savings Rates
Effective Date: Saturday, September 30th, 2023
Share TypeAnnual Percentage YieldAnnual Percentage Rate
Share Draft 0.01% 0.01%
IRA Accounts 0.15% 0.15%
Shares 0.02% 0.02%
Christmas Clubs 0.01% 0.01%
Money Management 0.05% - .15% 0.05% - .15%
Kid's Club 0.02% 0.02%

 

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