Dowagiac Credit Union Fee Schedule
Effective Date: Tuesday, December 10th, 2024
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Loan Type | Fee |
---|---|
Non-sufficient Funds Fee (NSF) Share draft/ACH/ATM/Debit Card | $25.00 |
Stop Payment (per item) Share draft/ACH | $25.00 |
Courtesy Pay Fee |
$30.00 |
Account Reconciliation Fee Per hour charge |
$20.00 |
Draft Copy fees - Per draft |
$2.00 |
Statement Copy - Per month | $3.00 |
Monthly Service Charge | |
Share Account Balances < $50** | $5.00 |
Share Draft < $50** | $5.00 |
Business Share Draft *plus $.05 per deposited check | $10.00 |
Overdraft Transfer Fees | |
Up to 6 transfers per month | $3.00 per transfer |
Wire Transfer Fees | |
Domestic | $20.00 |
Incoming Wires | $15.00 |
Returned Item Fee Member deposited item Drawn on another institution |
$10.00 |
Check Cashing Fee Average balance <$50 No other services with DAFCU Non-member cashing M/O or Corp Draft $8.00 |
$5.00 per transaction |
Account Closing Fee Member closes account Within 90 days of opening |
$20.00 |
Phone Inquiry/Transfer Fee** If member calls DAFCU staff |
$2.00 |
Tax Levy/Garnishment Fee | $25.00 |
Money Orders | $2.00 |
**excludes members under 18 and 62 & over |