Dowagiac Credit Union Fee Schedule
Effective Date: Tuesday, August 4th, 2020
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Loan TypeFee
Non-sufficient Funds Fee (NSF) Share draft/ACH/ATM/Debit Card $25.00
Stop Payment (per item) Share draft/ACH $25.00

Courtesy Pay Fee

$30.00

Account Reconciliation Fee Per hour charge

$20.00

Draft Copy fees - Per draft

$2.00
Statement Copy - Per month $3.00

Monthly Service Charge
Share Account Balances < $50** $5.00
Share Draft < $50** $5.00
Business Share Draft *plus $.05 per deposited check $10.00

Overdraft Transfer Fees
Up to 6 transfers per month $3.00 per transfer

Wire Transfer Fees
Domestic $20.00
Incoming Wires $15.00

Returned Item Fee
Member deposited item
Drawn on another institution
$10.00
Check Cashing Fee
Average balance <$50
No other services with DAFCU
Non-member cashing M/O or Corp Draft                             $8.00
$5.00 per transaction
Account Closing Fee
Member closes account
Within 90 days of opening
$20.00
Phone Inquiry/Transfer Fee**
If member calls DAFCU staff
$2.00
Tax Levy/Garnishment Fee $25.00
Money Orders $2.00
**excludes members under 18 and 62 & over

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